Deposit Services

First National Bank offers a wide variety of deposit accounts and services to fit all of your banking needs.

No Frills Checking Now Checking Senior Checking No Frills Business Checking Regular Business Checking Regular Savings Account Money Market Savings Certificate of Deposit IRA’s Cash&Check Card

No Frills Checking

The account requires a small minimum balance in order to avoid a monthly service charge. Images of checks included with monthly statement. The account is non-interest bearing. [top]

Now Checking

The account requires a minimum balance in order to avoid a monthly service charge. Images of checks included with monthly statement. The account will compound and pay interest monthly. [top]

Senior Checking

The account has no minimum balance and no monthly service fee. Images of checks included with monthly statement. The account is non-interest bearing. [top]

No Frills Business Checking

The account requires a small minimum balance in order to avoid a monthly service charge. Images of checks included with monthly statement. Designed for small businesses. [top]

Regular Business Checking

The account has no minimum balance and incurs a monthly service charge based on an account analysis. The account also includes an earnings credit based on the average balance held in the account per month. Images of checks included with monthly statement. Designed for businesses with larger volume transactions a month. [top]

Regular Savings Account

This account requires a small minimum balance in order to avoid a service charge. The account compounds and pays interest quarterly. [top]

Money Market Savings

This account requires a minimum balance to avoid a service charge. The account is allowed a limited number of preauthorized withdrawals per month. The account compounds and pays interest monthly. [top]

Certificate of Deposit

First National Bank offers various maturities of CD’s for your specific needs. Standard maturities are 3, 6 and 18 month, 1, 2, 3 and 4 year terms with special offers periodically.

 

Federal Regulations require a substantial penalty for early withdrawal.  Interest will compound according to the account specifications. For information on current rates, contact either one of our locations. [top]

IRA’s

First National Bank offers traditional IRA’s at competitive interest rates. Contact an employee at either one of our locations for further information. [top]

Debit Cash &Check Card

The debit cash & check card offers all of the conveniences that an ATM offers plus the ability to purchase goods and services any where VISA is accepted. [top]